Personal
Benefit from a range of personal banking solutions tailored to manage your money easily, securely, and on your terms. Our personal services include flexible current accounts, local and international cards, Sharia-compliant financing, and smart digital services you need.
Business
Our Business Banking solutions combine tailored current accounts, electronic cards, advanced digital services, and comprehensive trade solutions to enhance efficiency, drive growth, and strengthen your business performance.
About NCB
The National Commercial Bank stands out with experienced leadership, customer-focused values, impactful community initiatives, and awards that affirm its position as Libya’s leading bank.
Help & Support
From real-time exchange rates and financing calculators to easy access to branches and customer support, we are here to empower your financial journey every step of the way.
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Get Behind the Wheel Today

Car Finance

Finance your new vehicle with flexible options and competitive advantages from the National Commercial Bank. We purchase directly from authorized dealers and offer tailored repayment plans.

Competitive Financing Advantages

Competitive Profit Margin

We offer you a low and competitive profit margin with a higher ceiling (120,000) dinars, inclusive of the profit margin. If the vehicle value exceeds this maximum financing limit, the remaining amount will be covered as a down payment.

Financing Up to 96 Months

Enjoy long repayment periods ranging from 12 months to 96 months, giving you greater flexibility in managing your budget.

No Down Payment

If your salary allows, you can obtain financing for your vehicle without the need to pay any amount upfront.

Fixed Monthly Installments

Enjoy peace of mind with fixed monthly installments that do not change throughout the financing period.

Affordable Monthly Installments

The value of the monthly installment does not exceed 35% of your net salary, with the possibility of increasing the deduction value to 50% of the net salary, provided that a statement from a contracts notary is submitted.

Financing That You Deserve

Financing Up to 96 Months

Fixed Monthly Installments

Competitive Profit Margin

Affordable Monthly Installment

No Down Payment

Frequently Asked Questions

What are the documents required to submit a vehicle financing request?

The required documents for the applicant and guarantor include salary certificate, proof of ongoing salary deposit, ID copy, passport page with automatic number, and a valid promissory note.

What are the conditions for obtaining vehicle financing?

The applicant must have a current account at NCB, at least three months of service at the employer, salary deposited to cover the installment, and financing is limited to new cars with a maximum of 120,000 LYD.

Calculate your car finance

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Fill out your Financing Application Today!

Take the first step toward achieving your goals with a fast and simple financing process.

We Care

Connect with our expert team anytime, anywhere.

online

You can submit your inquiry online, and we will respond to you as soon as possible.

Customer Service

You can contact us by calling our customer service center on 1501.

Bank Branches

Choose the branch closest to you and complete your banking transactions with ease.

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